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In addition, clients for this kind of strategy might have severe legal or criminal histories. It is essential to keep in mind that different providers use a variety of concern ages on their guaranteed concern plans as low as age 40 or as high as age 80 - funeral plan seniors. Some will also supply greater stated value, as much as $40,000, and others will permit better fatality benefit conditions by enhancing the rate of interest with the return of costs or lessening the number of years up until a full death benefit is available